You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
I recommend Vern Hutson with US Bank. He helps buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage Loan Officer, Vern Hutson. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top real estate agent to offer services such as these.
Once you fill out the form, I will quickly process your information and get right back to you!
- NUMBER1EXPERT™ 
